Motorcycle Insurance Information
Motorcycle Insurance for Tennessee
Like all drivers, motorcycle owners are required to insure their bikes appropriately. Motorcycle insurance is different from that of other vehicles. Therefore, you’ll need customized motorcycle insurance, and we’re here to help you get it.
If you live in or around Clinton, Tennessee, we can help you out. The experienced agents at ISG Insurance LLC can help you get the motorcycle insurance that meets your needs. Our goal is for all of our customers to have adequate, affordable coverage so they can feel safe and protected when taking their motorcycle out on the road.
Visit our website or call us today at 865-457-9907 to get your motorcycle insurance quote.
Why do you need motorcycle insurance?
Under the average motorcycle insurance policy, you will have a guarantee of financial assistance if you ever face a sudden, unavoidable loss involving your bike. The key to this coverage is that it will help you pay for accident damage, settlements and other costs that could arise whether you are on the road or parked in your driveway. Only through motorcycle insurance will you be able to receive proper coverage to protect both you and your vehicle in the event of an accident.
What does motorcycle insurance cover?
Motorcycle insurance typically offers a variety of coverages, including:
Comprehensive coverage—This provides compensation if the motorcycle is damaged or lost due to fire, theft, vandalism, hail or wind.
Collision coverage—This provides compensation if the motorcycle is damaged or lost due to a collision with another vehicle or object.
Liability insurance—This covers bodily injury and property damage the insured biker may cause while operating the vehicle.
Personal injury protection (PIP) —This insurance helps with medical expenses for the driver and their passengers in case of an accident, no matter who is at fault.
Guest passenger liability insurance—This coverage kicks in if a guest passenger causes an accident while operating the motorcycle with the owner’s permission.
Uninsured/underinsured motorist insurance—This provides coverage if the insured vehicle is involved in an accident with an uninsured driver.
There are also a handful of other coverages you may be able to add to your policy, including:
Be sure to ask your ISG Insurance LLC agent for more information about what policies may be available.
Is motorcycle insurance expensive?
It is possible for two bikers to have identical policies but still pay different prices for them. Numerous factors can influence the cost of your motorcycle policy, including:
Your driving accident history
Your history of claims on other motorcycle policies
Where you live
How far you drive each year
We will search our carrier network to help you find the policy that offers the best price for the benefits you need.
Questions or concerns?
When it comes to your motorcycle, you can never be safe enough. Our agents at ISG will ensure that you have coverage that is both adequate and affordable.
Visit our website or call us at 865-457-9907 for a quote today.