ATV Insurance in Knoxville and Clinton, TN and Surrounding Areas 

All-terrain vehicles (ATVs) carry risks both on and off the trail, just like any other vehicle. Our team at ISG Insurance, LLC can help you find ATV insurance that covers repairs, medical bills and liability for accidents, theft or damage.

What Does ATV Insurance Cover?

We offer a range of coverage options tailored to the needs of Tennessee ATV owners, including the following:

• Liability coverage may pay for injuries or property damage if you’re responsible for an accident.

• Collision coverage may cover repairs to your ATV after a crash, regardless of fault.

• Comprehensive coverage may apply to non-collision events, including theft, fire or vandalism.

• Uninsured/underinsured motorist coverage may help if you’re involved in an accident caused by someone who lacks adequate insurance.

• Accessory coverage may insure custom parts, trailers and gear.

An ATV policy can be customized to fit your riding preferences, including private land, public trails and utility use.

Who Needs This Policy?

ATV insurance is valuable for:

• Recreational riders exploring local trails

• Families using ATVs for outdoor activities

• Landowners and farmers relying on ATVs for work

• Anyone financing or leasing an ATV

Even if you only ride occasionally, having insurance can help manage unexpected costs. While state law doesn’t mandate this insurance for private use, coverage is often required by parks, landowners and lenders; it is also typically required when driving on public roads. .

How Much Does It Cost to Insure My ATV?

Rates may depend on your ATV type, driving history and coverage amount. An agent can help you find a plan that suits your budget and needs.

How ISG Insurance, LLC Can Help

Our team understands the needs of local ATV owners. Contact us today to explore your options and get a free quote.