Snowmobile Insurance in Knoxville and Clinton, TN and surrounding area

Snowmobiles are versatile machines typically used for recreation and transportation. Like any vehicle, operating a snowmobile puts you at risk of accidents, mechanical failure and other dangers. Without adequate insurance coverage, a mishap could leave you paying out of pocket for repair costs, medical bills or legal expenses.

What Does Snowmobile Insurance Cover?

Depending on your policy, your snowmobile insurance may provide financial protection for you, your passengers and your snowmobile.

A standard policy typically includes the following elements:

• Collision coverage may cover your snowmobile’s repair or replacement costs if it crashes into objects or other vehicles.

• Bodily injury liability may pay for medical expenses if you injure someone else while riding.

• Property damage liability may cover costs if you damage someone else’s property.

• Comprehensive coverage may provide financial aid following events unrelated to a collision, such as theft, fire or storm damage.

You should also consider optional coverage for added financial protection. Popular options include the following:

• Medical payments coverage may pay for your medical bills and

• Uninsured/underinsured motorist protection may cover you if you’re hit by an at-fault driver without adequate insurance.

• Accessory coverage may pay for damage to your snowmobile’s custom equipment or modifications.

How Much Does a Policy Cost?

Policy prices are different for each policyholder. Generally, rates depend on factors such as the following:

• Your riding experience and claims history

• The make, model and value of your snowmobile

• Where you ride and store your vehicle

• Your chosen coverage limits and deductibles

• Any available discounts for safety courses or multiple policies

Talk to an Expert

Contact ISG Insurance today for more information on snowmobile insurance. Our experienced agents are happy to guide you through coverage options.