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Blog

May 14, 2026
Agency

What Happens if a Contractor Is Not Properly Insured?

Suitable insurance is crucial when hiring contractors or operating as one in Tennessee. Below, discusses the serious risks and consequences of working with contractors who lack this policy. The Risks of Working Without Proper Contractor Insurance When a contractor does not carry sufficient insurance, both the contractor and the hiring business can encounter major issues: Legal consequences—Tennessee regulations may mandate specific types […]
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April 15, 2026
Agency

Business Owner’s Policy vs General Liability Insurance

Business owner’s policy (BOP) and general liability insurance are two of the most crucial insurance options for small businesses in Tennessee. It’s important to understand the differences between these coverages to help you make informed decisions about your business policy. What Is General Liability Insurance? General liability insurance is a foundational policy for many businesses. It may help cover claims related to: […]
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